@keyframes fadeInUp{to{opacity:1;transform:translateY(0)}}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}.bfsg-hero .breaking-news{background:linear-gradient(135deg,#dc2626,#b91c1c);color:#fff;padding:.75rem 0;position:relative;overflow:hidden}.bfsg-hero .breaking-news:before{content:"";position:absolute;top:0;left:-100%;width:100%;height:100%;background:linear-gradient(90deg,transparent,hsla(0,0%,100%,.2),transparent);animation:shimmer 3s infinite}.bfsg-hero .breaking-news .news-content{display:flex;align-items:center;justify-content:center;gap:.75rem}@media(min-width:768px){.bfsg-hero .breaking-news .news-content{flex-direction:column;gap:.5rem;text-align:center}}.bfsg-hero .breaking-news .news-icon .icon-pulse{animation:pulse 1.5s ease-in-out infinite;color:#fbbf24}.bfsg-hero .breaking-news .news-text{display:flex;align-items:center;gap:.5rem}@media(min-width:768px){.bfsg-hero .breaking-news .news-text{flex-direction:column;gap:.25rem}}.bfsg-hero .breaking-news .news-text .news-label{font-weight:800;background:hsla(0,0%,100%,.2);padding:.25rem .5rem;border-radius:.375rem;font-size:.75rem}.bfsg-hero .breaking-news .news-text .news-message{font-weight:500;font-size:.875rem}.bfsg-hero .breaking-news .news-badge{background:#fbbf24;color:#dc2626;padding:.25rem .5rem;border-radius:2.2rem;font-weight:800;font-size:.75rem;animation:bounce 2s infinite}.bfsg-hero .hero{position:relative;min-height:90vh;display:flex;align-items:center;overflow:hidden;padding:5rem 0 4rem}@media(min-width:768px){.bfsg-hero .hero{min-height:80vh;padding:4rem 0 3rem}}.bfsg-hero .hero-gradient-bg{position:absolute;inset:0;background:linear-gradient(135deg,#e7eef8,#e3e2ec 30%,#e8e6e7);z-index:-1}.bfsg-hero .hero-gradient-bg:after{content:"";position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23f97316' fill-opacity='0.05'%3E%3Ccircle cx='30' cy='30' r='4'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");opacity:.6}.bfsg-hero .hero-content{display:grid;grid-template-columns:1fr 400px;grid-gap:3rem;gap:3rem;align-items:start}@media(min-width:1024px){.bfsg-hero .hero-content{grid-template-columns:1fr 350px;gap:2rem}}@media(min-width:768px){.bfsg-hero .hero-content{grid-template-columns:1fr;gap:2rem;text-align:center}}.bfsg-hero .hero-badge{display:inline-flex;align-items:center;gap:.5rem;background:rgba(32,236,32,.1);color:#20ec20;padding:.5rem 1rem;border-radius:2.2rem;font-size:.875rem;font-weight:600;margin-bottom:1.5rem;border:2px solid rgba(32,236,32,.2)}.bfsg-hero .hero-title{font-size:3.75rem;font-weight:800;line-height:1.1;margin-bottom:1.5rem}@media(min-width:1024px){.bfsg-hero .hero-title{font-size:3rem}}@media(min-width:768px){.bfsg-hero .hero-title{font-size:2.25rem}}.bfsg-hero .hero-title span{display:block;margin-bottom:.5rem}.bfsg-hero .hero-title .title-highlight{color:#dc2626;font-size:.8em;font-weight:700;text-transform:uppercase;letter-spacing:1px}.bfsg-hero .hero-title .text-gradient{background:linear-gradient(45deg,#f29a52,#f7c499);background-clip:text;-webkit-background-clip:text;-webkit-text-fill-color:transparent}.bfsg-hero .hero-subtitle{font-size:1.25rem;line-height:1.6;color:#1c1d36;margin-bottom:2rem}@media(min-width:1024px){.bfsg-hero .hero-subtitle{font-size:1.125rem}}.bfsg-hero .hero-subtitle strong{color:#940202;font-weight:700}.bfsg-hero .hero-subtitle .highlight-text{display:block;background:linear-gradient(135deg,rgba(32,236,32,.1),rgba(32,236,32,.05));padding:.75rem;border-radius:.75rem;border-left:4px solid #20ec20;margin-top:1rem;font-weight:600;color:#11c811}.bfsg-hero .urgency-indicators{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));grid-gap:1rem;gap:1rem;margin-bottom:2rem}@media(min-width:768px){.bfsg-hero .urgency-indicators{grid-template-columns:1fr}}.bfsg-hero .urgency-indicators .indicator{display:flex;flex-direction:column;align-items:center;text-align:center;gap:.75rem;background:hsla(0,0%,100%,.8);padding:1rem;border-radius:.75rem;border:2px solid transparent;transition:all .3s ease}.bfsg-hero .urgency-indicators .indicator:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(31,49,71,.1)}.bfsg-hero .urgency-indicators .indicator .indicator-icon{flex-shrink:0;padding:.5rem;border-radius:.75rem}.bfsg-hero .urgency-indicators .indicator .indicator-icon.danger{background:rgba(220,38,38,.1);color:#dc2626}.bfsg-hero .urgency-indicators .indicator .indicator-icon.warning{background:rgba(245,158,11,.1);color:#f59e0b}.bfsg-hero .urgency-indicators .indicator .indicator-icon.info{background:rgba(31,49,71,.1);color:#1f3147}.bfsg-hero .urgency-indicators .indicator .indicator-content{display:flex;flex-direction:column;align-items:center}.bfsg-hero .urgency-indicators .indicator .indicator-content .indicator-label{font-size:.75rem;color:#1c1d36;font-weight:500;text-transform:uppercase;letter-spacing:.5px}.bfsg-hero .urgency-indicators .indicator .indicator-content .indicator-value{font-size:.875rem;font-weight:700;color:#1f3147}.bfsg-hero .hero-cta{margin-bottom:2rem}.bfsg-hero .hero-cta .btn-primary.btn-large{font-size:1.125rem;padding:1rem 2rem;margin-bottom:1rem;box-shadow:0 10px 30px rgba(242,154,82,.3)}.bfsg-hero .hero-cta .btn-primary.btn-large:hover{transform:translateY(-3px);box-shadow:0 15px 40px rgba(242,154,82,.4)}.bfsg-hero .hero-cta .cta-benefits{display:flex;flex-direction:column;gap:.5rem}.bfsg-hero .hero-cta .cta-benefits .benefit{display:flex;align-items:center;gap:.5rem;font-size:.875rem;color:#1c1d36}.bfsg-hero .hero-cta .cta-benefits .benefit svg{color:#20ec20;flex-shrink:0}.bfsg-hero .social-proof .rating{display:flex;align-items:center;gap:.75rem;margin-bottom:.75rem}@media(min-width:768px){.bfsg-hero .social-proof .rating{justify-content:center}}.bfsg-hero .social-proof .rating .stars{display:flex;gap:.25rem}.bfsg-hero .social-proof .rating .stars .star-filled{color:#fbbf24}.bfsg-hero .social-proof .rating .rating-text{font-size:.875rem;color:#1c1d36;font-weight:500}.bfsg-hero .social-proof .trust-badges{display:flex;gap:.5rem;flex-wrap:wrap}@media(min-width:768px){.bfsg-hero .social-proof .trust-badges{justify-content:center}}.bfsg-hero .social-proof .trust-badges .badge{background:rgba(32,236,32,.1);color:#11c811;padding:.25rem .75rem;border-radius:2.2rem;font-size:.75rem;font-weight:600;border:1px solid rgba(32,236,32,.2)}.bfsg-hero .hero-right{display:flex;flex-direction:column;gap:1.5rem}@media(min-width:768px){.bfsg-hero .hero-right{order:-1}}.bfsg-hero .countdown-widget{background:linear-gradient(135deg,hsla(0,0%,100%,.95),rgba(231,238,248,.8));border:3px solid rgba(148,2,2,.2);border-radius:1.5rem;padding:1.5rem;box-shadow:0 20px 50px rgba(148,2,2,.1);position:relative}.bfsg-hero .countdown-widget:before{content:"";position:absolute;top:-2px;left:-2px;right:-2px;bottom:-2px;background:linear-gradient(45deg,#dc2626,#f59e0b,#dc2626);border-radius:1.5rem;z-index:-1;animation:glow 2s ease-in-out infinite alternate}.bfsg-hero .countdown-widget .countdown-header{text-align:center;margin-bottom:1rem}.bfsg-hero .countdown-widget .countdown-header h3{font-size:1.25rem;font-weight:700;color:#dc2626;margin-bottom:.5rem}.bfsg-hero .countdown-widget .countdown-header p{font-size:.875rem;color:#1c1d36}.bfsg-hero .countdown-widget .countdown-timer{display:flex;justify-content:center;align-items:center;gap:.5rem;margin-bottom:1rem}.bfsg-hero .countdown-widget .countdown-timer .time-unit{display:flex;flex-direction:column;align-items:center;background:#dc2626;color:#fff;padding:.75rem;border-radius:.75rem;min-width:60px}.bfsg-hero .countdown-widget .countdown-timer .time-unit .time-value{font-size:1.5rem;font-weight:800;line-height:1}.bfsg-hero .countdown-widget .countdown-timer .time-unit .time-label{font-size:.75rem;opacity:.8;margin-top:.25rem}.bfsg-hero .countdown-widget .countdown-timer .time-separator{font-size:1.25rem;font-weight:700;color:#dc2626;animation:blink 1s infinite}.bfsg-hero .countdown-widget .countdown-cta .btn-secondary.btn-full{background:#dc2626;color:#fff;border-color:#dc2626;font-weight:700}.bfsg-hero .countdown-widget .countdown-cta .btn-secondary.btn-full:hover{background:#b91c1c;transform:translateY(-2px)}.bfsg-hero .risk-calculator{background:linear-gradient(135deg,rgba(255,5,5,.1),rgba(255,5,5,.05));border:2px solid rgba(255,5,5,.2);border-radius:1rem;padding:1.25rem}.bfsg-hero .risk-calculator h4{font-size:1.125rem;font-weight:700;color:#ff0505;margin-bottom:1rem;text-align:center}.bfsg-hero .risk-calculator .risk-scenarios{display:flex;flex-direction:column;gap:.75rem}.bfsg-hero .risk-calculator .risk-scenarios .scenario{display:flex;flex-direction:column;align-items:center;text-align:center;gap:.5rem;padding:.75rem;border-radius:.75rem;font-size:.875rem;font-weight:500}.bfsg-hero .risk-calculator .risk-scenarios .scenario.high-risk{background:rgba(220,38,38,.1);border:1px solid rgba(220,38,38,.2)}.bfsg-hero .risk-calculator .risk-scenarios .scenario.high-risk .scenario-risk{color:#dc2626;font-weight:700}.bfsg-hero .risk-calculator .risk-scenarios .scenario.high-risk .scenario-cost{color:#dc2626;font-weight:800}.bfsg-hero .risk-calculator .risk-scenarios .scenario.medium-risk{background:rgba(245,158,11,.1);border:1px solid rgba(245,158,11,.2)}.bfsg-hero .risk-calculator .risk-scenarios .scenario.medium-risk .scenario-risk{color:#f59e0b;font-weight:700}.bfsg-hero .risk-calculator .risk-scenarios .scenario.medium-risk .scenario-cost{color:#f59e0b;font-weight:800}.bfsg-hero .risk-calculator .risk-scenarios .scenario.low-risk{background:rgba(32,236,32,.1);border:1px solid rgba(32,236,32,.2)}.bfsg-hero .risk-calculator .risk-scenarios .scenario.low-risk .scenario-risk{color:#20ec20;font-weight:700}.bfsg-hero .risk-calculator .risk-scenarios .scenario.low-risk .scenario-cost{color:#20ec20;font-weight:800;font-size:1rem}.bfsg-hero .risk-calculator .risk-scenarios .scenario .scenario-label{color:#1f3147}.bfsg-hero .risk-calculator .risk-scenarios .scenario .scenario-risk{font-size:.75rem;text-transform:uppercase;letter-spacing:.5px}.bfsg-hero .quick-benefits{background:hsla(0,0%,100%,.8);padding:3rem 0;border-top:1px solid rgba(31,49,71,.1)}.bfsg-hero .quick-benefits .benefits-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));grid-gap:1.5rem;gap:1.5rem}@media(min-width:768px){.bfsg-hero .quick-benefits .benefits-grid{grid-template-columns:1fr}}.bfsg-hero .quick-benefits .benefit-card{text-align:center;padding:1.5rem;background:#fff;border-radius:1rem;border:2px solid rgba(31,49,71,.1);transition:all .3s ease}.bfsg-hero .quick-benefits .benefit-card:hover{transform:translateY(-5px);box-shadow:0 20px 40px rgba(31,49,71,.1);border-color:rgba(242,154,82,.3)}.bfsg-hero .quick-benefits .benefit-card .benefit-icon{width:60px;height:60px;margin:0 auto 1rem;background:rgba(242,154,82,.1);border-radius:1rem;display:flex;align-items:center;justify-content:center}.bfsg-hero .quick-benefits .benefit-card .benefit-icon .icon-primary{color:#1f3147}.bfsg-hero .quick-benefits .benefit-card .benefit-icon .icon-success{color:#20ec20}.bfsg-hero .quick-benefits .benefit-card .benefit-icon .icon-accent{color:#f29a52}.bfsg-hero .quick-benefits .benefit-card h3{font-size:1.25rem;font-weight:700;color:#1f3147;margin-bottom:.75rem}.bfsg-hero .quick-benefits .benefit-card p{color:#1c1d36;line-height:1.6}.bfsg-hero .btn-primary,.bfsg-hero .btn-secondary{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.75rem 1.5rem;border-radius:.75rem;font-weight:600;text-decoration:none;transition:all .3s ease;border:2px solid transparent;cursor:pointer}.bfsg-hero .btn-primary.btn-full,.bfsg-hero .btn-secondary.btn-full{width:100%}.bfsg-hero .btn-primary{background:linear-gradient(135deg,#f29a52,#ee7e23);color:#fff;border-color:#f29a52}.bfsg-hero .btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(242,154,82,.3)}.bfsg-hero .btn-secondary{background:#fff;color:#1f3147;border-color:rgba(31,49,71,.3)}.bfsg-hero .btn-secondary:hover{background:rgba(31,49,71,.05);border-color:#1f3147}@keyframes shimmer{0%{left:-100%}to{left:100%}}@keyframes pulse{0%,to{transform:scale(1)}50%{transform:scale(1.1)}}@keyframes bounce{0%,20%,53%,80%,to{transform:translateY(0)}40%,43%{transform:translateY(-8px)}70%{transform:translateY(-4px)}90%{transform:translateY(-2px)}}@keyframes glow{0%{opacity:.5}to{opacity:1}}@keyframes blink{0%,50%{opacity:1}51%,to{opacity:.3}}@media(min-width:768px){.bfsg-hero .hero-title{font-size:1.875rem}.bfsg-hero .hero-subtitle{font-size:1rem}.bfsg-hero .urgency-indicators{grid-template-columns:1fr}.bfsg-hero .countdown-timer .time-unit{min-width:50px;padding:.5rem}.bfsg-hero .countdown-timer .time-unit .time-value{font-size:1.25rem}.bfsg-hero .benefits-grid{grid-template-columns:1fr}}